To choose the best lawyer to handle your Michigan motorcycle accident case, you need to find a lawyer who specializes in motorcycle accident cases here in Michigan.  The laws regarding motorcycle accidents change almost on a daily basis.  Many attorneys claim to be experts on motorcycle accidents but then they do not even know something as basic as the fact that motorcycle accidents that involve a car or truck are governed by the Michigan No Fault Act while motorcycle accidents without a car are not.  If a lawyer does not even know what law governs your case, how can he expect to get you a recovery?  Just because a lawyer handled a friend’s divorce or drafted your uncle’s will does not mean they are qualified to handle your motorcycle accident.  You need an expert.

The Michigan motorcycle accident lawyers at Buckfire & Buckfire, P.C. has represented thousands of accident victims throughout the State of Michigan.  Our lawyers have the thorough knowledge, experience, and expertise to understand these cases and best represent your interests.  Most of our clients are referred to us by other clients who have trusted us in the past and say they would trust us again in the future.  We also receive many referrals from doctors and other lawyers who recognize we are the best firm to handle the case.

How can you be sure?  Why not order our newest legal book, “The Ultimate Michigan Motorcycle Accident Handbook” by attorney Daniel Buckfire.  In it, you will find information on choosing the best lawyer and other information about Michigan motorcycle accidents.  Specifically, the book advises you ask the following questions to any attorney before you hire them to handle your motorcycle accident case:

• Do you have experience representing motorcycle accident victims all the way to trial?
• Have you ever spoken to a group of lawyers or other professionals about motorcycle accidents?
• Have you ever written a book on motorcycle accidents?
• Do you have a website where I can find additional free information about motorcycle accident cases, including free forms I can submit to my insurance company?
• What kind of settlements and jury verdicts have been able to obtain for your clients?

The motorcycle accident attorneys at Buckfire & Buckfire will give you honest answers to these and all your questions.  For more information, you can visit our law firm website at www.BuckfireLaw.com.  If you would like to speak with one of our Michigan motorcycle accident attorneys about your case, feel free to call us anytime at (800) 606-1717 or simply submit this contact form and we will get back to you quickly.

Buying motorcycle insurance in Michigan is not as easy as it may seem.  As a lawyer who represents victims of motorcycle accidents, I have met and represented many motorcyclists who thought that they are fully covered only to find out after their injury that gaps in their insurance coverage cost them thousands of dollars.  Because of this, the Michigan motorcycle lawyers at Buckfire & Buckfire, P.C. have written “The Michigan Motorcycle Insurance Report” to help you understand the different types of insurance and figure out how much insurance you should buy.  This Report is available for FREE by clicking the book title.

The 8-Page Report includes:

• Why asking for “full coverage” will not get you the coverage you want or need
• Why you should buy more than the minimum PL/PD coverage
• Why you should buy Medical Payment coverage
• Why you must buy Uninsured Motorist coverage
• Why you must buy Underinsured Motorist coverage

Also included is a case study of how one of our clients bought incomplete coverage from his insurance company.  Having the wrong coverage cost him almost $500,000!

You can also download the FREE “Michigan Car Insurance Report” by clicking on the title.  Be sure to download both FREE Reports today.

For more information about Michigan motorcycle accident cases, visit our law firm web site at www.BuckfireLaw.com.  If you would like to speak with one of our Michigan motorcycle accident attorneys about your case, feel free to call us anytime at (800) 606-1717 or simply submit this contact form and we will get back to you quickly.

Medical Expense Benefits are one of the benefits that are available to some injured motorcyclists in Michigan through their No Fault insurance policy. No Fault insurance benefits are available when a biker has been injured in an accident involving a car, truck, SUV, or other motor vehicle.

The Medical Expense Benefit is a very far-reaching benefit that obligates the No Fault insurance company to pay for all medical expenses that are reasonable and necessary in relation to the motorcycle accident. Medical expenses include all hospital bills, doctors bills, physical therapy, prescriptions, medical appliances (such as wheelchairs or braces), and any other medical expense.

Medical expenses can be unlimited in time and amount. This is a lifetime benefit, which means the insurance company will continue to pay for medical expenses until the accident victim fully recovers. If he or she never recovers, the insurance company can only cease paying for medical expenses when the victim dies. There is also no limit as to the amount of money the insurance company is required to pay. The only requirement is that the expenses be reasonable and necessary medical treatment in relation to the accident.

Since this benefit is so extensive, accident victims must be careful that they do not do anything to lose this benefit. One way that far too many lose their coverage is by failing to submit their claims in time. The No Fault Law contains strict deadlines after which the insurance company can deny coverage. Since most medical expenses are incurred immediately after the accident, insurance companies are eager to do this because it will let them save a lot of money.

Another way that people lose out on coverage is if they have coordinated medical coverage as well as separate health insurance. The coordinated policy provides that your health insurance company will pay all medical bills first and then the No Fault insurance company has pay the amounts that the health insurer does not cover, such as deductibles, co-pays, and any expense excluded by the health insurance policy. The health insurance may also limit the insured to doctors within an HMO.

An experienced motorcycle accident lawyer can help you review your policy and ensure you submit all claims on time so you can get the full amount of benefits taht you are entitled to under the law. These laws are complex and confusing and only a Michigan motorcycle lawyer with experience should be handling your case.

If you would like more information about your rights after a Michigan motorcycle accident, you can order our FREE book, “The Ultimate Michigan Motorcycle Accident Handbook” by visiting our law firm web site. We will send it along with other important information.

For more information about Michigan motorcycle accident cases, visit our law firm web site at www.BuckfireLaw.com. If you would like to speak with one of our Michigan Motorcycle accident attorneys about your case, feel free to call us anytime at (800) 606-1717 or simply submit this contact form and we will get back to you quickly.

As a lawyer whose firm represents clients injured in motorcycle accidents, my clients and other individuals often ask me about types of insurance they should buy for their motorcycles.  I am always happy to review someone’s insurance policy and give them my recommendation.

Underinsured motorist (UIM) coverage is one of the most important, but least understood, parts of any insurance package.  UIM insurance is similar to uninsured motorist insurance in that both types of policies fills in gaps left open by the failure of another person to fully insure their own negligence. 

Underinsured motorist insurance is used when a motorcyclist is involved in an accident with an insured vehicle, but the insurance coverage is minimal or insufficient to fully compensate the injured motorcyclist for injuries sustained in the accident.  As with uninsured motorist coverage, the injured motorcyclist files a claim with his or her own insurance company to make up for the other driver’s shortfall.

For example, in Michigan, many drivers only have $20,000 minimum in insurance coverage, which is the minimum amount required by law.  Suppose a motorcyclist was involved in an accident with someone who has only $20,000 in coverage and that unfortunately, the motorcyclist’s medical bills alone cost over $45,000 and the motorcyclist had to miss work for 6 months while undergoing rehabilitation and physical therapy. Without UIM coverage, that motorcyclist could only receive up to $20,000 in compensation for his or her injuries and would have to bear the additional cost of the injuries without any help.  But if the motorcyclist had purchased a UIM policy for $500,000, then he or she could claim the difference between their UIM policy’s limit and the amount that was covered by the other driver’s insurance.  In this example, that would be up to an extra $480,000.

Underinsured motorist coverage is very inexpensive and, as this example shows, is an extremely important part of an insurance package.  I always recommend that people purchase a very large amount of UIM insurance since some policies offer $500,000 of coverage for around $80 per year and since there are so many drivers with only the bare minimum level of insurance.  If your insurance company does not offer Underinsured Motorists coverage, I strongly suggest that you change to a company that offers UIM insurance.  This is often the difference between a fair settlement or a minimal settlement.

Every biker in Michigan should request and read our FREE Michigan Motorcycle Insurance Report before getting on his or her bike.  It is important to buy the proper insurance coverage before you get into an accident.  Once you are in accident, you are stuck with what you were sold, even if you thought you were getting the best coverage at the time.

For more information about Michigan traffic accident cases, visit our law firm web site at www.BuckfireLaw.com.  If you would like to speak with one of our Michigan personal injury attorneys about your case, feel free to call us anytime at (800) 606-1717 or simply submit this contact form and we will get back to you quickly.

As a Michigan lawyer whose firm represents clients injured in motorcycle accidents, my clients and other individuals often ask me about types of insurance they should buy for their motorcycles.  I am always happy to review someone’s insurance policy and give them my recommendation.

Many people do not have uninsured motorist (UM) coverage because it is not required by law and is deemed “optional.”  This is very unfortunate because uninsured motorist insurance is extremely important and necessary to fill gaps left by the legally required insurance.  To see why, think about what happens when you are involved in an accident.

When a motorcyclist is involved in an accident with a car, the motorcyclist would submit a claim to his insurance company for medical expenses, lost wages, household replacement services, and other benefits.  In an accident in which the motorcyclist is severely injured, the biker would want to sue the negligent for additional damages.  These would include pain and suffering, disfigurement, disability, and loss of enjoyment of life.

For example, let’s say his insurance company will pay lost wages for the first three years after an accident, but that the accident was so bad that the biker is permanently disabled and cannot work.  He would want to sue the driver for his lost wages for the rest of his life after those three years.  Normally, the driver’s insurance company would defend this lawsuit and pay for the settlement or judgment, but what happens if the driver does not have insurance?

This is where UM insurance comes in.  If a motorcyclist is involved in an accident with an uninsured motorist, then the motorcyclist can file a UM claim with his or her own insurance company to collect the damages not covered under a regular policy and they may be able to collect an amount up to the limit of the UM policy they purchased.  This coverage is essential because many Michigan motorists have the minimum liability coverage of $20,000.00, but injuries to bikers almost always greatly exceed that amount.

Because of this, I always recommend bikers purchase the maximum UM coverage available.  UM coverage is some of the cheapest kind of insurance available, but it is one of the most important policies you can buy.  For more information about important motorcycle insurance issues, call our office and we will send you our Michigan Motorcycle Insurance Report for FREE.

For more information about Michigan motorycle accident cases, visit our law firm web site at www.BuckfireLaw.com.  If you would like to speak with one of our Michigan personal injury attorneys about your case, feel free to call us anytime at (800) 606-1717 or simply submit this contact form and we will get back to you quickly.